Cashless claims settlement

One coordinated process instead of many separate steps

Claims handling isn't just about repairing the car. The process covers reporting the claim, gathering documentation, inspection, determining the scope of damage, a cost estimate, agreements with the insurer, the actual repair, and closing the paperwork. Clevermot combines these steps with practical knowledge of bodywork repairs and PDR technology.

For accident and hail damage, we first determine what actually needs repairing. If a panel is suitable for PDR, we aim to preserve the factory coating. When the paint is cracked or the deformation needs more extensive technology, the scope is classified differently. This way the documentation and cost estimate reflect the actual repair method.

The cashless model can look different for a third-party liability claim, an AC claim, or a leased or fleet vehicle. What matters is the policy terms, the insurer's liability, the deductible, the leasing company's approval, and the settlement path chosen. That's why we don't promise one identical process for every case - we first review the documents and the current stage of the claim.

For fleets and larger projects, the service can cover multiple vehicles at once. In that model, schedules, repair statuses, documentation and minimising downtime all become important. We agree the scope of reporting with the business client before the project begins.